BEWARE QUESTIONABLE MORTGAGE LENDERS ARE BACK.

Some of the nation's largest mortgage lenders aren't banks. And some are run by former executives of Countrywide Financial, the onetime giant that made risky loans contributing to the 2008 financial crisis. Sound scary? Here's why they say this time will be different – and why consumer advocates have concerns.
http://www.latimes.com/business/la-fi-nonbank-lenders-20151130-story.html