Individuals, businesses/corporations, governments at all levels, MUST borrow from banks in order to get money created. Byron Dale

"Money is created when loans are issued and debts incurred; money is extinguished when loans are re-paid." John B Henderson

Money that one uses to pay interest on a loan has been created somewhere else in the economy by another loan. John M Yetter

"Our national circulating medium [i.e. dollars] is at the mercy of loan transactions of banks, which lend, not money, but promises to supply money they do not possess." Irving Fisher