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Why it is a good idea to be Non-Correlated from the stock market today! Take a look here...
Thank you for taking some time out today to learn a little about Life Settlements. I would like to point out a few events to see if being non-correlated to the market could have a profound effect on your portfolio today.
I basically looked at large drops or corrections in the market over the past 10 or so years using the S&P 500, then I looked up the headlines online to see what caused them and here is what I found:
• August 31, 1998 - After weeks of decline, Wall Street is overwhelmed by the turmoil in Russia and world markets. The Dow Industrial average plunges 512 points, the second-worst point loss in the Dow's history.
• September 11-21, 2001 - Terrorist Attacks — Stocks pummeled as Wall Street sees worst day in 7 years with Dow down 504 points as financials implode.
• September 24, 2002 - The Dow dropped to a four-year low, some called this the “internet bubble bursting” as the NASDAQ reached a 6-year low. The markets continued their declines, breaking the September low to five-year lows on October 7 and reaching a bottom (below Dow 7200 and just above 1100 on the NASDAQ).
• Financial crisis of 2007–2009 - The Global Financial Crisis has been called by leading economists the worst financial crisis since the one related to the Great Depression of the 1930s. It contributed to the failure of key businesses, declines in consumer wealth estimated in the trillions of U.S. Dollars, substantial financial commitments incurred by governments, and a significant decline in economic activity.
So every two to five years some market or world event triggers a sell off causing the market to correct, if you were smart enough or lucky enough your retirement or net worth didn’t lose 50% like some people I have spoken to.
Let us now look at a asset class that does not have sell offs or a correlation to stock markets, political change or world events.
• A Life Settlement is the buying of an insurance policy at a discount for investment.
• The ability to purchase insurance policies dates back to 1911, Grigsby v. Russell case.
• A death benefit issued by a “legal reserve” insurance company has never failed to pay even through the great depression.
• Investors are able to buy fractional ownership of a known payout prior to the maturity of the policy.
• Investors get actual ownership of each policy they invest in issued by insurance company.
• The transaction is structured very much like real estate transaction, seller pays all fees and commissions.
• Investors can use any number of retirement investment dollars, IRA, ROTH, 401K or cash account.
• Investors money never leaves their control, goes from their investment account to their escrow account.
• Bill Gates and Warren Buffet have invested 1 billion each into this asset class.
• We have a double digit return back to our clients for over a decade.
• ROI of the investment is a function of discount at the time of purchase, not a function of management(due to the fact it has no market correlation).
• If you took 100K and put it in the S&P 10 years ago you would 95K today.
• That same 100K reinvested in Life Settlement policies would have earned you $259,374.00 at 10%.
These are just a few of the reasons to look into this asset class, we would be happy to spend a few moments answering any questions you might have so please private message me or sign up at our website for more details.
Regards,
Darren
Darren Quigley
Non-Correlated Financial
Life Settlement Investing
512-394-8424 O
512-406-1364 C
Darren@noncorrelatedfinancial.com
www.noncorrelatedfinancial.com
Thank you for taking some time out today to learn a little about Life Settlements. I would like to point out a few events to see if being non-correlated to the market could have a profound effect on your portfolio today.
I basically looked at large drops or corrections in the market over the past 10 or so years using the S&P 500, then I looked up the headlines online to see what caused them and here is what I found:
• August 31, 1998 - After weeks of decline, Wall Street is overwhelmed by the turmoil in Russia and world markets. The Dow Industrial average plunges 512 points, the second-worst point loss in the Dow's history.
• September 11-21, 2001 - Terrorist Attacks — Stocks pummeled as Wall Street sees worst day in 7 years with Dow down 504 points as financials implode.
• September 24, 2002 - The Dow dropped to a four-year low, some called this the “internet bubble bursting” as the NASDAQ reached a 6-year low. The markets continued their declines, breaking the September low to five-year lows on October 7 and reaching a bottom (below Dow 7200 and just above 1100 on the NASDAQ).
• Financial crisis of 2007–2009 - The Global Financial Crisis has been called by leading economists the worst financial crisis since the one related to the Great Depression of the 1930s. It contributed to the failure of key businesses, declines in consumer wealth estimated in the trillions of U.S. Dollars, substantial financial commitments incurred by governments, and a significant decline in economic activity.
So every two to five years some market or world event triggers a sell off causing the market to correct, if you were smart enough or lucky enough your retirement or net worth didn’t lose 50% like some people I have spoken to.
Let us now look at a asset class that does not have sell offs or a correlation to stock markets, political change or world events.
• A Life Settlement is the buying of an insurance policy at a discount for investment.
• The ability to purchase insurance policies dates back to 1911, Grigsby v. Russell case.
• A death benefit issued by a “legal reserve” insurance company has never failed to pay even through the great depression.
• Investors are able to buy fractional ownership of a known payout prior to the maturity of the policy.
• Investors get actual ownership of each policy they invest in issued by insurance company.
• The transaction is structured very much like real estate transaction, seller pays all fees and commissions.
• Investors can use any number of retirement investment dollars, IRA, ROTH, 401K or cash account.
• Investors money never leaves their control, goes from their investment account to their escrow account.
• Bill Gates and Warren Buffet have invested 1 billion each into this asset class.
• We have a double digit return back to our clients for over a decade.
• ROI of the investment is a function of discount at the time of purchase, not a function of management(due to the fact it has no market correlation).
• If you took 100K and put it in the S&P 10 years ago you would 95K today.
• That same 100K reinvested in Life Settlement policies would have earned you $259,374.00 at 10%.
These are just a few of the reasons to look into this asset class, we would be happy to spend a few moments answering any questions you might have so please private message me or sign up at our website for more details.
Regards,
Darren
Darren Quigley
Non-Correlated Financial
Life Settlement Investing
512-394-8424 O
512-406-1364 C
Darren@noncorrelatedfinancial.com
www.noncorrelatedfinancial.com